Our community
“Easy application process, personal touch - helping hand with finances”
Thomas | Buckinghamshire | Department Manager | 1/2
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Towards a better quality of life
Peer to peer lending gives you the opportunity to improve your financial wellbeing.
Why we’re different
Leap allows people to help each other. By adding Leap to the equation everyone has the opportunity to better their situation and put extra money in their pocket.
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Simplifying processes
We use technology to make the lending process faster and more efficient, starting with an easy application process.
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Sharing savings
Since we do everything online rather than in branches, we're able to lower our costs and pass the savings on to our customers.
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Transparency about fees
We charge a one-off administrative fee when setting up your loan.
We will also collect a monthly borrowing fee with your repayments, to cover our services.
We also charge a late payment fee for missed payments.
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Fairer rates
Borrowers benefit from lower rates and investors earn a healthy return, while knowing they've made a difference to each other.
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Trusted team
We are financial and technical experts regulated by the FCA and united by a shared purpose: to make finance benefit both borrower and investor.
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Incentives that work
For borrowers who reduce their overall debt, we give up part of our fees to reduce their monthly payment and reward them.
Better for borrowers
- Choose how much you want to borrow and how long for
- No hidden fees and no penalties
- Be rewarded with lower payments when you reduce your overall debt
A faster, fairer, more efficient process
Borrow money direct from investors online. It's quick and easy, with no hidden fees.
As a borrower, please note that not making repayments on time will negatively impact your credit score. Find out more on our Borrowing Risks page.
Better for investors
- Get started with a minimum of £50
- Diversify your investment across at least five vetted borrowers
- Automatically reinvest repayments for improved returns
Invest in someone, not something
Invest money in a diverse portfolio of your peers to make a difference, as well as earn a return of up to 5%.
As with all investments, your capital is at risk and is not protected by the Financial Services Compensation Scheme (FSCS). View Investing Risks.
Building financial skills
A loan or investment can be a step towards enjoying a better financial future. We add to that support with tips and insights to develop the skills you need to take control of your finances.
Learn more
Our community
“Like the idea of peer to peer lending and Leap’s approach to helping people get out of debt rather than just another loan.”
Penny | Greater London | 2/2
Help & Support
Quick links
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Learn about How It Works
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Read the FAQs
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Stay up to date on financial news and articles with our Blog
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Investing Risk and learn how we protect your investment
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Get in touch by filling out the form and Contact us
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Find out how to make a complaint, read our Complaint procedures
We’re here to help
Still have questions? Get in touch with our support team for help or more information.
Our office hours are Monday to Friday 9:00 am to 5:30 pm
Call us:
0203 887 7154
Postal address:
Leap, FKS House, 40-44 Newman Street, London, W1T 1QD