Our community
“Easy application process, personal touch - helping hand with finances”
Thomas | Buckinghamshire | Department Manager
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Towards a better quality of life
Peer to peer lending with Leap gives you the opportunity to improve not just your financial wellbeing, but others too.
Our goal is to support everyone in their journey to financial freedom, so we offer competitive rates for both investors and borrowers alike, incentives for staying on track and paying off your debt, and tips on financial wellbeing. Let’s thrive together.
Why we’re different
Leap allows people to help each other. By adding Leap to the equation everyone has the opportunity to better their situation and put extra money in their pocket.
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Fair and Simple
Securing your financial future should be a fair and simple process. We use technology to make the lending process faster and more efficient, starting with an easy application process.
To make sure that everyone in our community can thrive we create plans that are flexible for your finances. For borrowers, we have incentives, like our Dynamic Rate, to keep you on track. For lenders, we allow you to either automatically reinvest or withdraw as suits you.
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Transparent P2P
Peer to peer loans are a match between individual borrowers with investors who are looking to make a return.
Since we do everything online rather than in branches, we're able to lower our costs and pass the savings on to our customers. Borrowers benefit from lower rates and investors earn a healthy return, while knowing they've made a difference to each other.
We charge a one-off administrative fee when setting up your loan. We will also collect a monthly borrowing fee with your repayments, to cover our services. We also charge a late payment fee for missed payments.
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Trusted team
We are financial and technical experts regulated by the FCA and united by a shared purpose: to make finance benefit both borrower and investor.
We have built our peer to peer platform with safety and security as our priority because when it comes to your money, there's no compromise.
Want to talk? Connect with our expert customer service team on chat. Alternatively, you can email or call us.
Better for borrowers
- Choose how much you want to borrow and how long for
- No hidden fees and no penalties
- Be rewarded with lower payments when you reduce your overall debt
Get A Quote In Under Five Minutes
As a borrower, please note that not making repayments on time will negatively impact your credit score. Find out more on our Borrowing Risks page.
Better for investors
- Get started with a minimum of £50
- Diversify your investment across at least five vetted borrowers
- Automatically reinvest repayments for improved returns
As with all investments, your capital is at risk and is not protected by the Financial Services Compensation Scheme (FSCS). View Investing Risks.
Building financial skills
Our goal is to improve financial wellbeing. A loan or investment can be a step towards enjoying a better financial future. But we want to go further and add to that support with tips and insights to develop the skills you need to take control of your finances.
Discover the basics, budgeting techniques, building your future and beyond.
Go Beyond
Our community
“Like the idea of peer to peer lending and Leap’s approach to helping people get out of debt rather than just another loan.”
Penny | Greater London
Our community
“Really helped with a low cost loan. Cannot recommend highly enough.”
Yvonne | Birmingham
Our community
"We used the loan for cash flow during a house renovation... a fantastic product and service.
Emma | London
Our community
"Good website and easy to complete. decent rate and a lot cheaper than I was paying elsewhere."
Gav | London
Our community
“Was new to investing in P2P, but the staff were helpful and explained how it works well. Good return on investment and secure."
Angie | Essex
Our community
“The application process is quick and easy. The customer service is second to none and they are always very responsive with any queries. Investing is simple and im making 10 times what I would in interest from a bank account!
Olly | Worthing
Our community
“The APR was far better than I expected which meant I was saving over £200 a month on my outgoings.
Paul | Rochford
Our community
“ I am now clear of all credit cards and can sleep easier knowing that I'm headed in the right direction and my debts are actually getting paid off.
Catin | Croydon
Our community
“ Totally recommend this company and if your looking to make a positive step into a better financial life then look no further.
Trevor | London
Our community
“The concept around moving people from Debt to Saver is a worthy and truly ground breaking one. I like to think my investment has helped others, whilst providing me with a very decent return.
Dominic | London
Our community
“The rates for investors are much better than savings rates at the usual banks, with the added bonus of knowing that I'm helping someone else sort their finances out.
Yurie | London