Towards a better quality of life

Peer to peer lending gives you the opportunity to improve your financial wellbeing.

How we’re doing it

  • Building Relationships

    We’re directly connecting borrowers with investors, for fairer rates and a more positive impact for all.

  • Rewards

    A Leap refinance loan comes with incentives to promote financial wellbeing, lowering monthly payments when a borrower reduces their overall debt. This does not affect the return an investor is expecting to receive.

  • Continuous Learning

    We’re sharing tips and insights to help build the skills that can transform financial futures.

Why we’re different

Leap allows people to help each other. By adding Leap to the equation everyone has the opportunity to better their situation and put extra money in their pocket.

  • Simplify
    Simplifying processes

    We use technology to make the lending process faster and more efficient, starting with an easy application process.

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    Sharing savings

    Since we do everything online rather than in branches, we're able to lower our costs and pass the savings on to our customers.

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    Transparency about fees

    We charge a one-off administrative fee when setting up your loan.

    We will also collect a monthly borrowing fee with your repayments, to cover our services.

    We also charge a late payment fee for missed payments.

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    Fairer rates

    Borrowers benefit from lower rates and investors earn a healthy return, while knowing they've made a difference to each other.

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    Trusted team

    We are financial and technical experts regulated by the FCA and united by a shared purpose: to make finance benefit both borrower and investor.

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    Incentives that work

    For borrowers who reduce their overall debt, we give up part of our fees to reduce their monthly payment and reward them.

A faster, fairer, more efficient process

Borrow money direct from investors online. It's quick and easy, with no hidden fees.

As a borrower, please note that not making repayments on time will negatively impact your credit score. Find out more on our Borrowing Risks page.

Invest in someone, not something

Invest money in a diverse portfolio of your peers to make a difference, as well as earn a return of up to 5%.

As with all investments, your capital is at risk and is not protected by the Financial Services Compensation Scheme (FSCS). View Investing Risks.

Building financial skills

A loan or investment can be a step towards enjoying a better financial future. We add to that support with tips and insights to develop the skills you need to take control of your finances.

Learn more

Help & Support

We’re here to help

Still have questions? Get in touch with our support team for help or more information.

Our office hours are Monday to Friday 9:00 am to 5:30 pm

Call us:

0203 887 7154

Postal address:

Leap, FKS House, 40-44 Newman Street, London, W1T 1QD


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