Personal Loans With A Difference
Apply for an unsecured personal loan from 8%.
Our aim is to streamline your debts with low-interest peer-to-peer borrowing, so you’ll have more money to do more of what you love.
As a borrower, not making repayments on time will negatively impact your credit score.

Streamline your debts into one easy, monthly repayment by borrowing from £500 up to £15,000 with interest rates from 8%.
Spread your repayments from 12-60 months to suit your budget, so you can meet your financial goals.
Want to pay off your debts early? We won’t charge you for paying back your P2P loan ahead of schedule because we want to champion you taking control of your finances.
Once you’ve consolidated your debts, you’ll only have one repayment to make once a month so it’s easy to track your payments and avoid any hiccups.
The smarter way to borrow money from people online
Secure and Simple
Our aim is to make borrowing money online more ethical so that everyone has the opportunity to thrive.
Securing your financial future should be a fair and simple process. We use technology to make the lending process faster and more efficient, starting with an easy application process.
We’ve built our peer-to-peer borrowing platform with your money in mind. Security and safety are Leap’s primary focus.
More Money For You
We can offer competitively low-interest rates on our personal loans which will allow you to refinance, consolidate your debts or put it towards doing more of what you love.
Each quarter, if your debt is not more than 5% above your overall debt amount at the point of application (excluding mortgages), a reduction of your monthly payment will take place, putting extra money in your pocket.
Be Transparent
We’re transparent about the process so you know exactly what you’re paying for and can take control of your finances.
We charge a one-off administrative fee when setting up your peer-to-peer loan. We will collect a monthly borrowing fee with your repayments, to cover our services. We also charge a late payment fee for missed payments.
Because we want you to work towards financial freedom, you can pay more each month or pay off your personal loan early, with no penalties.
The rate you are offered will vary based on your credit history, the terms requested, and loan affordability. We will confirm your rate when you receive your personalised quote. Protect your credit score with a soft search.
As a borrower, not making repayments on time will negatively impact your credit score.
Find out more on our Borrowing Risks page.