Refinance for the better

Secure and Simple

Our aim is to give everyone the opportunity to thrive. Securing your financial future should be a fair and simple process. We use technology to make the lending process faster and more efficient, starting with an easy application process.

We’ve built our peer to peer platform with your money in mind. Security and safety are Leap’s primary focus and we are authorised and regulated by the Financial Conduct Authority.

More Money For You

Because we’re a peer to peer platform and we operate entirely online, we’re able to cut out the middle man and pass on our savings to you. This means we can offer competitively low-interest rates which will allow you to free up more money to pay back your debts or put it towards doing more of what you love.

Each quarter, if your debt is not more than 5% above your overall debt amount at the point of application (excluding mortgages), a reduction of your monthly payment will take place, putting extra money in your pocket.

Be Transparent

We’re transparent about the process so you know exactly what you’re paying for and can take control of your finances.

We charge a one-off administrative fee when setting up your loan. We will also collect a monthly borrowing fee with your repayments, to cover our services. We also charge a late payment fee for missed payments.

Because we want you to build towards financial freedom, you can pay more each month or pay off your personal loan early, with no penalties.