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Refinance for the better

Apply for an unsecured personal loan from 3%.

Our aim is to streamline your debts with low interest rates, so you’ll have more money to do more of what you love. 

Get A Quote Now →

Personal Loans from 3% 
  • Borrow up to £25,000
    Borrow up to £25,000

    Streamline your debts into one easy, monthly repayment by borrowing up to £25,000 from 3%.

  • Pay back your loan 12-60 months
    Pay back over 12-60 months

    Spread your repayments from 12-60 months to suit your budget so you can meet your financial goals. 

  • No early repayment penalties
    No early repayment penalties

    Want to pay off your debts early? We won't charge you for paying back your loan ahead of schedule because we want to champion you taking control of your finances. 

  • One repayment a month
    One repayment day each month

    Once you've consolidated your debts, you'll only have one repayment to make once a month so it's easy to track your payments and avoid any hiccups.

The smarter way to borrow money

  • Secure and Simple

    Our aim is to give everyone the opportunity to thrive. Securing your financial future should be a fair and simple process. We use technology to make the lending process faster and more efficient, starting with an easy application process.

    We’ve built our peer to peer platform with your money in mind. Security and safety are Leap’s primary focus and we are authorised and regulated by the Financial Conduct Authority.

  • More Money For You

    Because we’re a peer to peer platform and we operate entirely online, we’re able to cut out the middle man and pass on our savings to you. This means we can offer competitively low-interest rates which will allow you to free up more money to pay back your debts or put it towards doing more of what you love.

    Each quarter, if your debt is not more than 5% above your overall debt amount at the point of application (excluding mortgages), a reduction of your monthly payment will take place, putting extra money in your pocket.

  • Be Transparent

    We’re transparent about the process so you know exactly what you’re paying for and can take control of your finances.

    We charge a one-off administrative fee when setting up your loan. We will also collect a monthly borrowing fee with your repayments, to cover our services. We also charge a late payment fee for missed payments.

    Because we want you to build towards financial freedom, you can pay more each month or pay off your personal loan early, with no penalties.

 

The rate you are offered will vary based on your credit history, the terms requested, and loan affordability. We will confirm your rate when you receive your personalised quote. Protect your credit score with a soft search. 
Our Community

Our community

“Easy application process, personal touch - helping hand with finances”

Thomas | Buckinghamshire

Emma

Our community

“Really helped with a low cost loan. Cannot recommend highly enough.”

Yvonne | Birmingham

Yvonne

Our community

"We used the loan for cash flow during a house renovation... a fantastic product and service.

Emma | London

Gav

Our community

"Good website and easy to complete. decent rate and a lot cheaper than I was paying elsewhere."

Gav | London

Paul

Our community

“The APR was far better than I expected which meant I was saving over £200 a month on my outgoings.

Paul | Rochford

Catrin

Our community

“ I am now clear of all credit cards and can sleep easier knowing that I'm headed in the right direction and my debts are actually getting paid off.

Catin | Croydon

Trevor

Our community

“ Totally recommend this company and if your looking to make a positive step into a better financial life then look no further.

Trevor | London

 

As an investor, your money is not protected by the Financial Services Compensation Scheme (FSCS). Your capital is at risk.
Find out more on our Investing Risks page.

As a borrower, not making repayments on time will negatively impact your credit score.
Find out more on our Borrowing Risks page.

Find out more on our Investing Risks and Borrowing Risks pages.

 

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