Refinance for the better

Fast, efficient process

Our online technology makes borrowing simpler and quicker, starting with the application process.

Freeing up cash through our Dynamic Rate

Each quarter, if your debt is not more than 5% above your overall debt amount at the point of application (excluding mortgages), a reduction of your monthly payment will take place, putting extra money in your pocket.

No hidden fees

We charge a one-off administrative fee when setting up your loan.

We will also collect a monthly borrowing fee with your repayments, to cover our services.

We also charge a late payment fee for missed payments.

Pay more, no penalty

You can pay more each month or pay off your personal loan early, with no penalties.

Building skills

We’ll share tips and insights to help you develop your financial skills.