A free quote in minutes

Our initial search is a ‘soft-search’ and won’t affect your credit score or be seen by other lenders.

As a borrower, not making repayments on time will negatively impact your credit score.

Get A Quote Now Take Control Of Your Money

Become A Part Of Our Community

Check to see if you can tick off all the points on our checklist before you apply.

You’re a UK resident aged 21 or over with at least 5 years of UK address history

You can take responsibility for your actions

You have online access to a UK bank account in your name

You have a good history of repayments*

*No CCJs, defaults, IVAs, DROs in the last 6 years

How to borrow

Get a quote

See how much you could save by refinancing your debt, or getting a loan to do more of what you love. It’s free and won’t affect your credit score.
Apply for a loan

When you’re ready, you’ll find the process quick and easy.
Funding your loan

Once you’re approved, we’ll match your request with investors who will fund your loan.
Pay off creditors or do more of what you love

You’ll pay off the debts setting you free to close high-interest rate cards and loans or start that DIY project or finance your wedding.
Make repayments

You’ll make single monthly payments over 12 to 60 months, with no penalty for early settlement or overpayment.
Apply now

Common FAQs for borrowers

We look for individuals who:
- Are UK residents aged 21 or over
- Can take responsibility for their actions
- Have a UK bank account in their name
- Have an income of at least £25,000
- Have a good repayment history, with no defaults, County Court Judgments (CCJ) or Individual Voluntary Arrangements (IVA) in the last three years
We will also check your creditworthiness and expenditures to make sure you can afford to pay back the loan.
- First, get a free quote. To do that, you’ll need to fill in our application form with the amount you want to borrow and the length of time you want to pay it back.
- You’ll be asked to include information about the debts you want to pay off, as well as a few personal details.
- If you’re happy with the quote offered, we’ll check your identity and your creditworthiness and affordability. That will include connecting your bank account to your Leap account so we can access the information you’ve shared with us.
- As long as you pass our checks, we’ll offer you a loan agreement, which you will need to accept.
- We’ll then ask your permission to set up a direct debit with your bank.
- We’ll find investors who will fund your loan. We always split loans across a number of investors.
- When your loan is fully matched, we’ll let you know the details of your individual agreements with your investors, including your repayment day.
- The money will reach your bank account one working day after you accept these agreements.
- You will then need to use this money to pay off the debts you’ve told us about.

See all Borrowing FAQ’s

A free quote in minutes

Become A Part Of Our Community

How to borrow

Get a quote

Apply for a loan

Funding your loan

Pay off creditors or do more of what you love

Make repayments

Common FAQs for borrowers

Will I qualify for a Leap loan?

Will applying for a Leap Loan affect my credit score

Can I pay off my loan before the contract ends?

How do I apply?

How much can I borrow and for how long?

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