A free quote in minutes

We look for individuals who:

• Are UK residents aged 21 or over
• Can take responsibility for their actions
• Have a UK bank account in their name
• Have an income of at least £25,000
• Have a good repayment history, with no defaults, County Court Judgments (CCJ) or Individual Voluntary Arrangements (IVA) in the last three years

We will also check your creditworthiness and expenditures to make sure you can afford to pay back the loan.

Your credit score could be affected when you are approved for a loan. It won’t be affected if you ask us for a free quote to see if you qualify.

Yes, you can. We don’t charge early repayment fees.

• First, get a free quote. To do that, you’ll need to fill in our application form with the amount you want to borrow and the length of time you want to pay it back.
• You’ll be asked to include information about the debts you want to pay off, as well as a few personal details.
• If you’re happy with the quote offered, we’ll check your identity and your creditworthiness and affordability. That will include connecting your bank account to your Leap account so we can access the information you’ve shared with us.
• As long as you pass our checks, we’ll offer you a loan agreement, which you will need to accept.
• We’ll then ask your permission to set up a direct debit with your bank.
• We’ll find investors who will fund your loan. We always split loans across a number of investors.
• When your loan is fully matched, we’ll let you know the details of your individual agreements with your investors, including your repayment day.
• The money will reach your bank account one working day after you accept these agreements.
• You will then need to use this money to pay off the debts you’ve told us about.

We offer loans up to £15,000 over a period of 12 to 60 months.