Loans that let you take control

Our personal loans could allow you to refinance, consolidate your debts or put it towards doing more of what you love.

As a borrower, not making repayments on time will negatively impact your credit score.

Loan calculator

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Your free personalised quote won’t affect your credit score.

About your Leap loan

Get interest rates from 8%

You could receive our representative rate for a loan of up to £15,000. The rate you are offered depends on your credit assessment, the loan amount and the repayment term, and may differ from the representative APR. We will confirm your rate when you receive your quote.

Pay off high-interest debts

You’ll pay off your expensive debts, setting you free to close high-interest cards and loans, or put it towards doing more of what you love.

Pay less with potential interest rate reduction

If you’re repaying one loan or more, we might be able to lower your monthly repayment amount.

Reduce your debt and get rewarded

Our loans come with incentives to encourage financial wellbeing, lowering repayments further when you reduce your overall debt. Each quarter, if your debt is not more than 5% above your overall debt amount at the point of application (excluding mortgages), a reduction of your monthly payment will take place, putting extra money in your pocket.

No hidden fees

We charge a one-off administrative fee when setting up your loan.

We will also collect a monthly borrowing fee with your repayments, to cover our services.

We also charge a late payment fee for missed payments.

No penalties for paying early

You can make larger monthly payments or pay off your loan early with no penalties.

Common FAQs for borrowers

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