As an investor, your money is not protected by the Financial Services Compensation Scheme (FSCS). There are circumstances where you will lose some or all your money.
Find out more on our Investing Risks page.

As a borrower, not making repayments on time will negatively impact your credit score.
Find out more on our Borrowing Risks page.

Find out more on our Investing Risks and Borrowing Risks pages.

Loans that put you more in control

Our refinance loans could reduce your monthly payments.

Loan calculator

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Your free personalised quote won’t affect your credit score.

About your Leap loan

  • 9.9% representative APR

    You could receive our representative rate for a refinance loan of up to £25,000. The rate you are offered depends on your credit assessment, the loan amount and the repayment term, and may differ from the representative APR. We will confirm your rate when you receive your quote.

  • Pay off high-interest debts

    You’ll pay off your expensive debts, setting you free to close high-interest cards and loans.

  • Potential to lower repayments

    If you’re repaying one loan or more, we might be able to lower your monthly repayment amount.

  • Rewards for reducing your debt

    Our loans come with incentives to encourage financial wellbeing, lowering repayments further when you reduce your overall debt. Each quarter, if your debt is not more than 5% above your overall debt amount at the point of application (excluding mortgages), a reduction of your monthly payment will take place, putting extra money in your pocket.

  • No hidden fees

    We charge a one-off administrative fee when setting up your loan.

    We will also collect a monthly borrowing fee with your repayments, to cover our services.

    We also charge a late payment fee for missed payments.

  • No penalties for paying early

    You can make larger monthly payments or pay off your loan early with no penalties.

Help & Support

We’re here to help

Still have questions? Get in touch with our support team for help or more information.

Our office hours are Monday to Friday 9am to 5:30pm

Call us:

020 3664 8625

Postal address:

FKS House, 40-44 Newman Street,
London, W1T 1QD


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