Invest in life-changing loans

As a lender, you can make your money go further by investing in peer to peer loans. Unlike a traditional savings account, you can earn more with competitive rates so you can build a secure financial future with P2P lending. Invest in a diverse portfolio of loans to your peers to make a difference as well as a healthy return.

As an investor, your money is not protected by the Financial Services Compensation Scheme (FSCS). Your capital is at risk.

No fees

It’s free to invest money in a Leap loan. Be part of our peer to peer community.

Benefit from the Innovative Finance ISA (IFISA) tax wrapper

Invest up to £20,000 per year in an IFISA, and you won’t pay interest on your earned interest. Please note that tax treatment depends on individual circumstances and may be subject to change in the future. ISA rules apply. Find out more on our IFISA page.

5% rate

You can earn up to 5% with Leap. As an investor, your money is not protected by the Financial Services Compensation Scheme (FSCS). Your capital is at risk. Find out more on our Investing Risks page.

Lend from as little as £50

You can invest as little as £50 to get you started with your peer to peer lending. Explore with our investment calculator to see the returns you could earn with Leap.

The smarter way to invest

Secure & Efficient

We want everyone to have a brighter financial future. Investing in peer to peer lending is the opportunity to get better return rates and build your financial security. Our technology makes lending simpler and clearer, starting with the application process and supporting you throughout your investment with automatic investing.

We’ve built our peer to peer platform with your security and safety as our priority so you can feel comfortable investing your money with Leap.  It’s free to invest your money in Leap’s peer to peer lending platform.

Minimising Risk

Your money will be spread across at least five vetted borrowers to further reduce your exposure to risk. Borrowers are carefully vetted to make sure they can afford to repay their loan. We use incentives to make sure our borrowers stay on track.

Diversification is key to mitigating any risk associated with your investments. Your money will be spread across at least five vetted borrowers to further reduce your exposure to risk.

Provided you have held your loans for at least a year and the borrower is up to date with all the repayments you will be able to offer your active loans for sale. Please note that this is not a guarantee and is dependent on other lenders being available on the platform to buy your loans.

Change Lives

Our goal is to build a community where everyone can thrive together. While you benefit from a high return rate and diversified income, your investment will be used to help others consolidate their high-interest debts or do more of what they love.

When you invest in Leap’s peer to peer platform you are giving someone else the opportunity to get out of debt and build a financial future for themselves, but also undertake home improvements or finance their wedding. We use incentives, like our Dynamic Rate, to encourage borrowers to stay on track and pay off their debts quicker. We also allow them to pay back more or pay their loan off entirely without any penalties because we believe financial freedom is a good thing

Improve Your Financial Wellbeing With A P2P Investment

Worrying about money is one of the biggest causes of stress. Diversifying your income is a big step in securing your financial future and peer to peer is a popular investment due to the competitive rates and simple process. Take control of your finances to improve your financial wellbeing. As an investor, your money is not protected by the Financial Services Compensation Scheme (FSCS). Your capital is at risk.

  • No annual investment limit
  • No investment fees or charges
  • Invest with as little as £50
  • Reinvest or withdraw draw income
  • Set up automatic reinvestments
  • Earnings subject to tax

Start Investing With Leap Today

Our community
Was new to investing in P2P, but the staff were helpful and explained how it works well. Good return on investment and secure.
Angie | Essex
Our community
The application process is quick and easy. The customer service is second to none and they are always very responsive with any queries. Investing is simple and im making 10 times what I would in interest from a bank account!
Olly | Worthing
Our community
I like to think my investment has helped others, whilst providing me with a very decent return.
Dominic | London
Our community
The rates for investors are much better than savings rates at the usual banks, with the added bonus of knowing that I’m helping someone else sort their finances out.
Yurie | London

As an investor, your money is not protected by the Financial Services Compensation Scheme (FSCS). Your capital is at risk.
Find out more on our Investing Risks page.

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