For many happier returns

Our goal is for everyone in our community to thrive. When you invest in Leap not only will you be earning competitive return rates, but you’ll also be helping someone become debt free. Let’s work towards a better financial future together.

As an investor, your money is not protected by the Financial Services Compensation Scheme (FSCS). Your capital is at risk.

Investment calculator

£ 50
£ 100,000
Fixed Term
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Projected total earnings
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This is made up of the original amount invested and the interest earned
Projected monthly earnings
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This is made up of a portion of the original amount invested and the interest earned
Projected rate of return
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This is our suggested rate which is subject to change over time
Earnings subject to tax

You will need to declare your earnings to HMRC in your tax return.

As with every investment, this does carry a risk. Your capital is not protected by the Financial Services Compensation Scheme (FSCS). View investing risks for more detail.

Our community
Was new to investing in P2P, but the staff were helpful and explained how it works well. Good return on investment and secure.
Angie | Essex
Our community
The application process is quick and easy. The customer service is second to none and they are always very responsive with any queries. Investing is simple and im making 10 times what I would in interest from a bank account!
Olly | Worthing
Our community
The concept around moving people from Debt to Saver is a worthy and truly ground breaking one. I like to think my investment has helped others, whilst providing me with a very decent return.
Dominic | London
Our community
The rates for investors are much better than savings rates at the usual banks, with the added bonus of knowing that I’m helping someone else sort their finances out.
Yurie | London

About your investment

Lending direct

At Leap you lend direct to your peers, with agreements where they are contracted to repay you, in instalments, at a fixed rate.

We manage risk

As well as vetting all borrowers, we reward those who reduce their overall debt, giving up part of our fees to lower their payments. Your investments are always diversified by a minimum of five borrowers.

Choose your rate

We will suggest a rate, or you can set your own. This will be the minimum you earn – you could be matched at a higher rate.

Matched with borrowers

We match every investment to at least five borrowers. The more diversified your are to different borrowers the lower your exposure to risk.

Monthly repayments

Each loan will deliver a monthly repayment comprised of a portion of the original amount lent and the interest due on the loan, which will automatically be reinvested; or you can choose to withdraw it as cash.


Performance of your investments including the performance of each of your underlying loans will be available on your dashboard to view or download.

Common FAQs for investors

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