For many happier returns
Our goal is for everyone in our community to thrive. When you invest in Leap not only will you be earning competitive return rates, but you’ll also be helping someone become debt free. Let’s work towards a better financial future together.
As an investor, your money is not protected by the Financial Services Compensation Scheme (FSCS). Your capital is at risk.
Investment calculator
Earnings subject to tax
You will need to declare your earnings to HMRC in your tax return.
As with every investment, this does carry a risk. Your capital is not protected by the Financial Services Compensation Scheme (FSCS). View investing risks for more detail.

About your investment
At Leap you lend direct to your peers, with agreements where they are contracted to repay you, in instalments, at a fixed rate.
As well as vetting all borrowers, we reward those who reduce their overall debt, giving up part of our fees to lower their payments. Your investments are always diversified by a minimum of five borrowers.
We will suggest a rate, or you can set your own. This will be the minimum you earn – you could be matched at a higher rate.
We match every investment to at least five borrowers. The more diversified your are to different borrowers the lower your exposure to risk.
Each loan will deliver a monthly repayment comprised of a portion of the original amount lent and the interest due on the loan, which will automatically be reinvested; or you can choose to withdraw it as cash.
Performance of your investments including the performance of each of your underlying loans will be available on your dashboard to view or download.