For many happier returns
Our goal is for everyone in our community to thrive. When you invest in Leap not only will you be earning competitive return rates, but you’ll also be helping someone become debt free. Let’s work towards a better financial future together.
As an investor, your money is not protected by the Financial Services Compensation Scheme (FSCS). Your capital is at risk.
Earnings subject to tax
You will need to declare your earnings to HMRC in your tax return.
As with every investment, this does carry a risk. Your capital is not protected by the Financial Services Compensation Scheme (FSCS). View investing risks for more detail.
Was new to investing in P2P, but the staff were helpful and explained how it works well. Good return on investment and secure.
The application process is quick and easy. The customer service is second to none and they are always very responsive with any queries. Investing is simple and im making 10 times what I would in interest from a bank account!
The concept around moving people from Debt to Saver is a worthy and truly ground breaking one. I like to think my investment has helped others, whilst providing me with a very decent return.
The rates for investors are much better than savings rates at the usual banks, with the added bonus of knowing that I’m helping someone else sort their finances out.
About your investment
At Leap you lend direct to your peers, with agreements where they are contracted to repay you, in instalments, at a fixed rate.
As well as vetting all borrowers, we reward those who reduce their overall debt, giving up part of our fees to lower their payments. Your investments are always diversified by a minimum of five borrowers.
We will suggest a rate, or you can set your own. This will be the minimum you earn – you could be matched at a higher rate.
We match every investment to at least five borrowers. The more diversified your are to different borrowers the lower your exposure to risk.
Each loan will deliver a monthly repayment comprised of a portion of the original amount lent and the interest due on the loan, which will automatically be reinvested; or you can choose to withdraw it as cash.
Performance of your investments including the performance of each of your underlying loans will be available on your dashboard to view or download.